December 3, 2025


White House Supports Senate Housing Initiative in Defense Bill

In a strategic move that underscores the intertwined nature of national security and domestic policy, the White House has thrown its support behind the inclusion of a significant housing package in the upcoming National Defense Authorization Act (NDAA). This move, advocating for the integration of the Senate's ROAD to Housing package into the must-pass defense bill, signals a critical juncture in U.S. legislative maneuvers.

The ROAD to Housing initiative, fervently supported by Senate Banking Committee leaders Tim Scott (R-S.C.) and Elizabeth Warren (D-Mass.), aims to address the mounting housing crisis by expanding housing supply. The bipartisan support in the Senate, evidenced by the Banking panel’s unanimous approval in July, contrasts with the hesitation from House Financial Services Chair French Hill (R-Ark.), who insists on more involvement from his committee.

Despite the controversy, a White House official, speaking under the condition of anonymity, indicated the administration’s openness to this legislative strategy: "We’re open to seeing this moving forward." This endorsement may revitalize efforts to secure a legislative victory on housing as negotiations continue.

On the House side, Maxine Waters (D-Calif.), the ranking member of the Financial Services Committee, expressed her backing for the ROAD package during a recent committee hearing, though she voiced concerns about the lack of clarity on the latest proposals. "I’m supportive of absolutely getting all of my people on the ROAD bill — their bills into the NDAA package," Waters stated, emphasizing the need for comprehensive understanding and support within her party.

Amidst these discussions, the GOP leadership contemplates a possible revision or reduction of the Senate’s housing proposals to ensure alignment with the defense bill's priorities. Congressional GOP leaders, along with insights from top Trump pollster Tony Fabrizio, recognize housing policy as a pivotal issue for voters, exacerbated by rising home costs and mortgage rates.

Furthermore, the Republican Study Committee, under the influence of ongoing policy debates, is exploring innovative solutions like portable mortgages to alleviate homeownership challenges, indicating a broader GOP focus on housing as a critical issue ahead of the midterm elections.

As Congressional leaders and the White House navigate these complex legislative waters, the outcome could significantly impact both the housing market and broader U.S. policy landscape. The pending decisions will not only shape the NDAA but also define the legislative response to one of America’s most pressing crises.