December 12, 2025


GOP Health Care Dilemma Intensifies as Midterm Elections Loom

As the midterm elections approach, the Republican Party finds itself at a crossroads over its stance on health care, particularly concerning the expiring Obamacare subsidies. This division is not only causing friction among GOP primary contenders but is also a growing concern for some of the party's most vulnerable incumbents.

With the Covid-era subsidies set to end soon, triggering significant health insurance rate hikes for millions, Republican candidates are scattered across the spectrum in their responses. In Michigan, a rift has emerged between Senate candidates Mike Rogers, who enjoys the backing of former President Donald Trump, and Bernadette Smith, a former state GOP co-chair, over how to proceed. Meanwhile, in Louisiana, Senator Bill Cassidy's proposal to replace the subsidies with federally funded health savings accounts has stirred controversy among his primary challengers.

The issue is particularly sensitive in Georgia, a state heavily reliant on the Affordable Care Act. All three Republican candidates aiming to challenge Democratic Senator Jon Ossoff have shied away from committing to any concrete health care proposals, reflecting a broader hesitance within the party to address the issue decisively.

The reluctance to take a clear stand on health care is evident from a POLITICO survey of 24 GOP Senate primary candidates and general election contenders; 10 did not respond to inquiries about their health care policies, while others offered only vague answers.

However, some Republicans, like Representative Brian Fitzpatrick from Pennsylvania, are pressing their party's leadership to resolve the subsidy issue, knowing well that Democrats are poised to capitalize on this topic in the upcoming elections. Fitzpatrick, representing a swing district, has voiced strong concerns shared by his constituents about the impending rate hikes.

Polling by health policy think tank KFF and Morning Consult indicates that a majority of Americans favor extending the subsidies, with concerns about rising health insurance premiums and unexpected medical bills mounting. Many also hold the Trump administration accountable for their current financial struggles with health care.

On the legislative front, efforts to address the subsidy crisis have seen limited success. Senator Cassidy's bill failed to advance, and a bipartisan effort in the Senate to extend the subsidies for three years also fell short. Senators Susan Collins and Dan Sullivan, both facing tough re-election battles, were among the few Republicans who supported the Democratic proposal.

As different GOP candidates propose varied solutions—from extending subsidies temporarily to overhauling the entire health care system—the party's lack of a unified approach could have significant electoral repercussions. Democrats are already linking Republican candidates to the unpopular subsidy lapse, with Senate Democratic campaigns and health care advocacy groups gearing up for a series of attack ads.

The Republican struggle with health care policy, which began with the passage of Obamacare in 2010, continues to be a critical issue as the party attempts to formulate a politically viable alternative amid skyrocketing insurance rates and the looming expiration of Covid-era subsidies. As the midterms draw near, the GOP's internal divisions could prove to be a decisive factor in key races across the country.