January 13, 2026


House Republicans Propose Bold Framework to Cut Housing, Healthcare, and Energy Costs

In a strategic move to tackle three of the most pressing issues facing Americans today—housing, healthcare, and energy costs—the Republican Study Committee (RSC) unveiled a comprehensive policy framework on Tuesday. This ambitious plan, spearheaded by Rep. August Pfluger (R-Texas), aims to introduce significant financial relief through innovative measures.

Central to the RSC's proposal is the introduction of the "Don payment," a program designed to make home ownership more accessible via a zero-to-low-down-payment option for potential homeowners. This initiative is complemented by the creation of "health freedom accounts," tax-advantaged accounts where Americans could receive federal subsidies directly to purchase insurance.

The framework doesn’t stop there. It also proposes cutting energy costs by streamlining the energy permitting process and proposes to refill the Department of Energy’s strategic oil reserve with economically sourced Venezuelan oil. Collectively, these measures are part of a broader plan to reduce government spending by $1.6 trillion.

“There’s three major things that I think are threatening the American dream right now: housing costs, health care costs, and energy costs,” Rep. Pfluger remarked at a news conference. “We’ve got to get this done. We know we have a narrow window of time.”

While the proposal has garnered significant support within the House GOP, it is poised to stir further contention within the party's slim majority. Key figures such as Jason Smith (R-Mo.), who chairs the House's tax-writing committee, have voiced concerns about the feasibility of executing this plan under the multistep budget reconciliation process.

Moreover, the plan's introduction comes at a critical time for Republican moderates who face tough reelection battles and are cautious about further changes to health policy, particularly following last year's deep cuts to Medicaid.

Speaker Mike Johnson, while not yet fully endorsing the RSC plan, expressed a desire to focus on a narrower reconciliation bill slated for 2026. He emphasized the importance of building a consensus on potential policies in the upcoming weeks.

As the GOP navigates recent reductions in their House majority, unity becomes paramount. The recent retirements and absences of several members have made their control of the chamber precarious.

However, Rep. Pfluger remains optimistic, citing potential support from former President Donald Trump as a unifying force for the GOP. “With the help of President Donald Trump, complete unity is within reach for the House GOP,” he stated, urging the White House to embrace the new framework. “When the president says, ‘Let’s go do this,’ I think … skepticism will fly out the window.”

This bold framework sets the stage for potentially transformative changes in key sectors of the economy, aimed at alleviating financial burdens on American families. As debates and discussions unfold, all eyes will be on the evolving dynamics within the House Republican majority.